Plain-English guides to every major UK benefit. We translate complex DWP regulations into clear, actionable advice — so you know exactly what you're entitled to and how to claim it.
The most complex benefit — and the most worth fighting for
PIP helps with the extra costs of living with a long-term health condition or disability. It is assessed on how your condition affects your daily life and mobility — not your diagnosis. This guide explains exactly how to score points under each descriptor.
The main working-age benefit replacing six legacy benefits
Universal Credit has replaced Income Support, Housing Benefit, Child Tax Credit, Working Tax Credit, ESA (income-related), and JSA (income-related). This guide covers eligibility, how your payments are calculated, the health element (LCWRA), and how to challenge decisions.
Support for those unable to work due to illness or disability
ESA provides financial support if you have a disability or health condition that affects how much you can work. The Work Capability Assessment determines whether you are placed in the Work-Related Activity Group or the Support Group. This guide explains both assessments in detail.
Support for those providing substantial caring responsibilities
Carer's Allowance is the main benefit for carers. You may be eligible if you spend at least 35 hours a week caring for someone who receives certain disability benefits. This guide explains the eligibility rules, the earnings limit, and how to claim.
Help with rent costs for those on low income
Housing Benefit helps people on low incomes pay their rent. It is being replaced by Universal Credit for most working-age people, but pensioners and some others can still claim. This guide explains who can still claim, how it is calculated, and how to challenge a decision.
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